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CanadianCard.ca's Top 10 Canadian Credit Card Picks

     
MBNA SmartCash MasterCard - Apply Online MBNA Gold MasterCard - Apply Online HBC MasterCard & Credit Card
 
 

Here are candiancard.ca's top 10 credit card picks; we chose these cards based on their overall value taking into consideration interest rates, annual fees, rewards program, balance transfer rates and benefits. We do our best to make sure that the information presented on this page ( and on this site ) is up to date, but we do not guarantee that it is accurate, please visit the official credit card issuer's website for the full terms and conditions.

 

Rank Credit Card Why We Chose It
1 Capital One CashBack Gold MasterCard Capital One CashBack Gold MasterCard
  • Cashback rewards program with no annual fee
  • No limit on the amount of cashback rewards that can be earned
  • Baggage, travel accident, car rental and extended warranty insurance is included
2 Walmart MasterCard Credit Card Walmart MasterCard
  • Excellent rewards program
  • Earn 25% more rewards points when you use the card at Walmart stores....most of us shop there so this is an easy way to gain points
  • No annual fee
3 RBC PrePaid Visa Credit Cards RBC Prepaid Visa Gift Card
  • Can be used anywhere a regular credit card is acecpted inclusing online
  • Low monthly maintenance fee of $1.50
  • Can be purchased at any Royal Bank branch in Canada
4 TD Bank Canada Emerald Visa Credit Card TD Bank Emerald Visa Credit Card
  • Low annual interest rate of TD Prime + 1.75%
  • Low annual fee of $25
  • Many insurance benefits included
5 MBNA Shoppers Optimum MasterCard MBNA Shoppers Optimum MasterCard
  • Excellent balance transfer rate of 1.99% for the first 6 months
  • Good rewards program with no annual fee
6 HSBC Premier MasterCard HSBC Premier Credit Card
  • No annual fee
  • Flexible Rewards program
  • Doubles the manufacturer warranty up to 1 year on items purchased using the card
7 Canadian Tire Options Credit Card Canadian Tire Options MasterCard
  • Earn Canadian Tire Money when you use the Options MasterCard for purchases
  • No annual fee
8 CIBC Select Visa Card CIBC Select Visa
  • Low Interest Rate
  • Low annual fee
9 Citi Bank Low Rate Gold MasterCard Citi Low Rate Gold MasterCard
  • Low annual fee of $25
  • Low interest rate of 12.9%
  • Gold card benefits
10 RBC Gold Rewards Visa Credit Card RBC Rewards Gold Visa Card
  • No annual fee gold card
  • Earn 1 RBC rewards point for every 2$ spent on the Visa card
  • Travel accident, car rental and extended warranty insurance is included

 * Note: visit the card issuers official website for all terms and conditions.