Canadian Department Store Credit Cards |
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Department store credit cards, unlike general Canadian credit cards, only allow you to earn points and redeem them for a particular brand of merchandise. These cards will appeal to those who shop very frequently at a particular retailers such as Walmart and Canadian Tire. There are many different reward systems offered by retailers, if this is the type of Visa or MasterCard you decide to apply for make sure to pick the one that will best fit your lifestyle.
| Canadian Store Credit Cards | Issuer | Interest Rate | Annual Fee | |
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Canadian Tire Options MasterCard | Canadian Tire | 25.99%, can be as low as 10.99% | $0 |
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Canadian Tire Cash Advantage MasterCard | Canadian Tire | 25.99% | $0 |
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Canadian Tire Gas Advantage MasterCard | Canadian Tire | 25.99% | $0 |
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Walmart Credit Card | Walmart | 23.99% | $0 |
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HSBC MasterCard | HSBC | 19.9% or 12.9% | $0 or $25 |
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HSBC Advanced MasterCard | HSBC | 17.9% | $25 |
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HSBC Premier MasterCard | HSBC | 12.9% | $0 |
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Sears MasterCard | JP Morgan Chase | 18.9% | $0 |
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HBC Credit Card | HBC | 28.8%, 29.9% on cash advances | $0 |
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HBC MasterCard | HCB | The greater of 19.95% or prime + 17% | $0 |
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Petro-Canada Credit Card | Citibank Canada | 28.8% | $0 |
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Home Depot Credit Card | Citibank Canada | 28.8% | $0 |
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Staples easyRewards MasterCard | Citibank Canada | 19.99%, 22.99% on cash advances | $0 |
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Club Sobeys MasterCard | Citibank Canada | 22.99% | $0 |
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Target Credit Card - Currently only available in the United States. Target stores are set to open in Canada starting in 2013. | Target | N/A | N/A |
* visit the card issuers official website for all terms and conditions.
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