Canadian Low Interest Credit Cards |
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| Low interest credit cards provide you with a reliable way to make purchases even if you carry a balance on your card. With this type of credit card you won't accumulate as much interest compared to using other types of credit cards, especially if you tend to carry a large balance. That being said, if you don't carry a balance it could end up being more costly for you as some low interest credit cards charge the card holder an annual fee. These cards are usually issued to people with very good credit, please keep in mind that the interest rate may change over time depending on your use of the card. | |
| Low Interest Credit Cards | Issuer | Type | Interest Rate | Annual Fee | |
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BMO CashBack MasterCard | Bank Of Montreal | Cash Back | 12.9% | $35 |
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BMO SPC CashBack MasterCard | Bank Of Montreal | Cash Back | 12.9% | $35 |
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Desjardins Classic Visa Card | Caisses Populaires | Standard | 11.8% | $30 |
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Desjardins Modulo Gold Visa Card | Caisses Populaires | Gold | 9.9% | $50 |
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Capital One SmartLine Platinum MasterCard | Capital One | Platinum | 5.99%, 19.8% for cash advances | $0 |
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Gold MasterCard with a 9.9% Interest Rate | Capital One | Low Interest | 9.9%, 19.8% for cash advances | $49 |
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TD Emerald Visa Card | TD Canada Trust | Standard | TD Prime + 1.75% up to TD Prime + 9.75% | $25 |
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CIBC Select Visa Card | CIBC | Low Interest | 11.5% | $29 |
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MBNA Gold Credit Card | MBNA | Gold | 9.99% | $0 |
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ScotiaLine Visa | Scotiabank | Credit Line | Secured: Scotiabank Prime + 1%, Unsecured: Scotiabank Prime + 4.99% | $0 |
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Visa Classic Low Rate | RBC Royal Bank | Low Rate | 11.99% | $20 |
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Nationa Bank Syncro MasterCard | National Bank Of Canada | Standard | Prime Rate + 4% | $35 |
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HSBC MasterCard | HSBC | Store Rewards | 12.9% | $25 |
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HSBC Premier MasterCard | HSBC | Store Rewards | 12.9% | $0 |
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Citi Low Rate Gold MasterCard | Citibank | Low Rate | 12.9% | $25 |