Compare Canadian credit cards at canadiancard.ca | |
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| Welcome to canadiancard.ca, we have searched the internet and have pieced together a comprehensive list of credit cards offered by Canadian banks, stores and other financial institutions. Use this website to compare Visa and MasterCard interest rates, annual fees, reward programs and benefits. Please be advised that although we make every effort to ensure that the information presented is accurate and up to date, we do not guaranty that it is in any way. Once you find the card that best suits your needs you can apply for it by visiting the card issuer's official website which is usually linked to by canadiancard.ca. For those of you that do not have one yet or are not familiar with them a credit card is a small plastic card issued to users as a system of payment. It allows its holder to buy goods and services based on the holder's promise to pay for these goods and services. The issuer of the card grants a line of credit to the card holder from which the user can borrow money for payment to a merchant or as a cash advance to the user. All cards listed on this site are available in Canada. | |
Search for a credit card by type | ||
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Low Interest Rate Low interest cards offer a low fixed interest rates and many also offer 0% intro APR's |
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Store / Department Many retailers such as Walmart and Canadian Tire offer store cards with reward programs & discounts |
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Student Student cards offer benefits and reward programs specifically tailored for students. |
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Gas Reward Earn fuel discounts and/or reward points with gas reward cards |
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Rewards Earn valuable reward points when making purchases with reward credit cards |
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Small Business These cards have features and services tailored specifically for small Canadian businesses. |
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No Annual Fee Find a Canadian card with no annual fee that best suits your needs. |
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PrePaid Prepaid cards are perfect for people that don't want to pay interest or if their credit rating is too low to qualify for a traditional card. |
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Balance Transfer Are you carrying a balance on your credit card? Does it have a high interest rate? Compare balance transfer offers and save by applying for a low interest balance transfer offer.
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Top 10 Canadian Credit Cards
Review canadiancard.ca's top 10 Visa and MasterCard picks
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| How Do I Apply For A Credit Card? | How To Choose The Right Card | |||
| Once you've found the Visa or MasterCard that you deem is the right fit for your lifestyle you simply need to visit the card issuer's website and apply online by filling out their application. Many issuers will also allow you to apply by contacting them by telephone. You can also visit their physical location and fill out a paper application. They will review your application and contact you by mail or by phone to let you know if you qualify. | Before applying for a Visa or MasterCard you should first determine what kind of card is best suited for your needs. Example: If you like earning reward points you should consider applying for the MBNA SmartCash MasterCard. If you tend to carry a balance it might best to go with a low interest rate card, if you shop often at a particular retail store it might be best to apply for a store credit card, etc. No matter which card you end up deciding on you should always be financially responsive and never spend more than you can afford. | |||